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Tomorrow Starts with Today!

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Welcome I’m Selena Vigilant

A little wild, curious about everything, passionate about art, sports fanatic, aspiring globe trotter, full-time volunteer, communicator during the week, and blogger on weekends. No one told me that the days only lasted 24 hours. I live as if they were 48 hours. My dream is to go around the world. After going back and forth to the end of the world, I have only one desire is to travel through a lot of countries, discover different cultures, take the time to live differently.

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2506, 2022

Credit Cards: Common Terms and Definitions

By |June 25, 2022|Categories: Financial Advice|0 Comments

Credit is a powerful tool that opens up a world of possibilities. But whether you’re just getting started, or in the market for a new card, it can be easy to get overwhelmed by jargon like APR, grace period, and minimum payment. So, don’t fret or be afraid—there’s a glossary of common terms and definitions for all you need to know about credit cards. Credit cards can be confusing, especially to the uninitiated. What are they? How do they work? And which card should you get? Before applying, it’s important to understand as much as you can about the different [...]

406, 2022

What Are Balance Transfers?

By |June 4, 2022|Categories: Financial Advice|0 Comments

Balance transfers are transactions made on one credit card that carries another, usually at a lower rate. Balance transfers allow cardholders to lower their interest rates, improve their credit scores, or consolidate debt and pay off old cards. Balance transfers are the subject of a lot of heated debate in the credit card world, especially with the increased competition from credit unions and banks, who are now offering zero interest promotion. With the advent of payday loans, many people (especially those with bad credit) have used balance transfers as a way to fund their monthly expenses. Credit card companies generally [...]

1305, 2022

How To Rock a Button-Down?

By |May 13, 2022|Categories: Fashion and Lifestyle|0 Comments

Button-down shirts (or the daring, forward, "dressed down" look) are a staple of classy guys' wardrobes. Although button-up shirts are no longer the norm (since the advent of the undershirt), button-down shirts are still seen as "smart casual" dresses and are worn by men of all ages (and even daring women!) Button-down shirts are also the key to the latest fashion trend sweeping the fashion world: the button-up shirt. The Way of How to Rock a Button-Down  The button-down shirt is a staple of men's wardrobes across the world, but it's a style that, in the past, has been pretty [...]

905, 2022

Different Types of Sunglasses and When to Wear Them

By |May 9, 2022|Categories: Fashion and Lifestyle|0 Comments

Sunglasses are a summertime essential. Not only do they protect your eyes from the sun's harmful UV rays, but they also make you look stylish. However, with so many different types of sunglasses on the market, it can be hard to know which ones to buy and when to wear them. This article will help clear things up. What are the different types of sunglasses? Picking the right sunglasses to match your outfit can be challenging at times. Let's take a closer look at some of the most popular sunglasses designs so that you can find the best ones for [...]

2604, 2022

5 Tips for Businesses Trying to Fund Insurance Costs

By |April 26, 2022|Categories: Financial Advice|0 Comments

Businesses in the modern world are always looking for ways to save money and cut costs. This is whether looking for a road risks policy for several vehicles or combining premises insurance with protection. One area where many businesses struggle is typically with insurance costs.  Here are five tips to help businesses reduce their insurance bills and keep more money to reinvest in their business or to pay out in bonuses. Review Your Coverage Regularly One of the best ways to save money on insurance is to review your coverage regularly. Your business needs may change over time, and it's [...]

2204, 2022

What is PMI, and Do You Need It?

By |April 22, 2022|Categories: Financial Advice|0 Comments

One of the most important factors in real estate is mortgage insurance. That's why it's important to know how much mortgage insurance you need in a given situation. If you're planning to buy a new home, you'll want to learn how much mortgage insurance you need. Here's the short version: if you purchase a home with less than 20% down and an interest rate of greater than 4.5%, you will need mortgage insurance. How much mortgage insurance you need will depend on how much you borrow, the interest rate you get, and how much you spend on repairs. Performing a [...]

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